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When I graduated college and moved here I didn’t even make 30k

canada goose See What It Takes To Live On $30,000 A Year In Washington D.C. Girls Just Wanna Have Funds Oct. 16, 2012, 12:26 PM DC is no stranger to the high cost of living you often see in New York City, Miami and Los Angeles. But can you live on $30,000 a year there? This question came up on a listserv I frequent and the responses were equally divided amongst those who felt it would be damn near impossible and others saying it’s hard but doable. Here’s how it started and I’d like your thoughts on the matter. Here’s the job posting: Job Title: Festival Assistant @ The Kennedy Center Department: International Programming Job Type: Full-Time, Regular Salary: $30,000 – $33,000 / Yearly Duties: This position provides administrative and logistical support to the Festival Manager and the Office of International Programming to support planning and implementation of international festivals that take place at the John F. Kennedy Center for the Performing Arts. The first reply which sparked the debate stated that while she would love to work at The Kennedy Center since she is applying to graduate school for the performing arts, but the salary is too low for anyone to live on comfortably. I agree that the salary is low. But your ability to survive on this salary really depends on your ability to manage your finances appropriately and live below your means. When I graduated college and moved here I didn’t even make 30k and I worked at a major university, but the position unbeknownst to me at the time was a stepping stone. It’s only when I got a raise bumping me up to not even 30k was I able to get a better apartment and a car. My bills were paid, but still things were tight. Luxuries are relative given your goals at the time. So while I wasn’t shopping like I am right now, I remember being cool with my finances at the time. I then got a job in the field I wanted to be in and the salary was barely over 30k and you couldn’t tell me nothin’! I made it work and while I hated it, that position alone is the backbone of my resume now even after finishing grad school. I feel that if the position might help your career but it would require sacrifices then look into it further, yes it’s low for someone who has been in the field, but if you can show commitment to your field by taking a job in your area, then hey, it wouldn’t hurt. Just my two cents. By the way here is the breakdown of expenses based on my post about this issue last year: This is based on someone who has no real financial responsibilities like a mortgage, student loans, credit cards — this is a very lean estimate as we have a low salary to start with… Here’s the breakdown of taxes and take home from Paycheckcity.com for someone who is single with no dependents: $700 Rent: this varies greatly depending on where you choose to live and however so within your means. Given the monthly take home of roughly $2300, your rent shouldn’t be more than 25-30% which is at most $690. Here you can go with a studio or find roommates. Personally, I would go with a studio in the best area I can find closest to transportation. $150 Utilities: You can find an apartment where utilities are included but if you do pay utilities on a small 1 bedroom or studio then it’s not likely to be more than $60. $75 Cable/Internet/Phone: bundled through RCN. I realize that cable might be considered a luxury so it’s really optional. $200 Transportation: for the metro. Here in DC it probably on average costs between $7-$10 per day depending on the distance traveled from point A->B. $300 Food/Groceries: (including bringing your lunch to work). $250 (coupons obviously cut this down significantly) My grocery bill for two people is around $400 with no coupons so this is doable for a single person. $250 Health Insurance _______________ $1675 This leaves $625 to put towards savings 2018 canada goose coat , credit card bills, student loans (work out a lower payment if needed), shopping (makeup, clothes etc) and eating out. $200: Savings $100: Credit Card — this really depends on your balance, if you have one. $150: Student loans — again this depends on your balance and what you work out with the lender. $175: Discretionary — shopping, eating out rkliedtke , gym membership; essentially play money for you. _____________ $625 Maybe I am being idealistic, but it can be done. Obviously things like prescriptions, emergencies and unplanned expenses come into play here. Check out this post for even more tips on how to cut your costs on a low salary. DON’T MISS: The 10 Best College Towns In America > canada goose parka

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  249. When I initially commented I seem to have clicked the -Notify me when new comments are added- checkbox and now whenever a comment is added I get 4 emails with the same comment. Is there a way you can remove me from that service? Appreciate it!

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  260. Hello there, I do think your web site could be having internet browser compatibility issues. When I take a look at your web site in Safari, it looks fine however, when opening in I.E., it has some overlapping issues. I just wanted to give you a quick heads up! Besides that, great blog!

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  267. Hi there, I do believe your site may be having web browser compatibility problems. When I take a look at your blog in Safari, it looks fine however, if opening in IE, it’s got some overlapping issues. I merely wanted to give you a quick heads up! Apart from that, wonderful site!

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  271. Can I simply just say what a comfort to discover an individual who actually knows what they’re discussing over the internet. You actually understand how to bring an issue to light and make it important. A lot more people ought to check this out and understand this side of your story. It’s surprising you’re not more popular given that you certainly have the gift.

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  273. The very next time I read a blog, Hopefully it won’t disappoint me as much as this one. After all, I know it was my choice to read through, however I actually believed you’d have something useful to say. All I hear is a bunch of crying about something that you could possibly fix if you weren’t too busy searching for attention.

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  276. May I simply say what a comfort to uncover someone that truly knows what they’re talking about on the net. You certainly understand how to bring an issue to light and make it important. More people ought to check this out and understand this side of your story. I can’t believe you’re not more popular given that you most certainly have the gift.

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  280. The very next time I read a blog, I hope that it doesn’t disappoint me just as much as this particular one. I mean, Yes, it was my choice to read through, but I truly believed you’d have something useful to say. All I hear is a bunch of crying about something that you could possibly fix if you were not too busy looking for attention.

  281. After I originally left a comment I seem to have clicked the -Notify me when new comments are added- checkbox and from now on every time a comment is added I get four emails with the exact same comment. Is there a means you are able to remove me from that service? Many thanks!

  282. Having read this I thought it was rather informative. I appreciate you finding the time and energy to put this content together. I once again find myself personally spending a significant amount of time both reading and commenting. But so what, it was still worth it!

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  285. When I originally commented I seem to have clicked on the -Notify me when new comments are added- checkbox and from now on whenever a comment is added I get four emails with the same comment. Is there an easy method you can remove me from that service? Many thanks!

  286. Right here is the right website for everyone who wants to find out about this topic. You understand so much its almost hard to argue with you (not that I really will need toÖHaHa). You certainly put a brand new spin on a topic that has been discussed for years. Great stuff, just great!

  287. Having read this I thought it was very informative. I appreciate you finding the time and energy to put this short article together. I once again find myself spending a lot of time both reading and posting comments. But so what, it was still worth it!

  288. Howdy! I could have sworn Iíve visited this website before but after going through many of the posts I realized itís new to me. Anyhow, Iím definitely happy I came across it and Iíll be book-marking it and checking back often!

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